Starting from the reserve study and the approved palette
An HOA repaint in Torrance starts from two documents the board already holds: the reserve study and the approved color palette, not a fan deck. California Civil Code section 5550 has the board arrange a visual inspection of the major components the association must repair or maintain at least once every three years, review the study every year, and carry a cost estimate for each component with a remaining useful life under 30 years. When exterior paint is on that list, its remaining life and its cost line decide the year the repaint is funded, so our bid is written against the same components and the same building list the study uses.
The palette comes from the governing documents. CC&Rs commonly limit exterior design changes, paint colors included, and where the documents require approval for a physical change, Civil Code section 4765 asks the association to decide in writing under a published procedure. We start from the palette the board has adopted, or from the colors on the buildings today when the board wants the community to look as it does now.
The CC&Rs also decide who owns which surface. Under Civil Code section 4775, unless the declaration says otherwise, the association repairs and maintains the common area while each owner maintains the exclusive use common area attached to a unit, which on a townhome is often a patio wall, a front door or a balcony rail. The written scope names each of those surfaces and whose budget it belongs to, so nothing is painted twice and nothing is skipped.